May 23, 2018 / BY AKD

3 Sectors to Invest Your Money in 2018

Richest people in Pakistan are targeting markets to invest their money in, wisely. They are researching, planning and implementing; while you are just sitting and thinking about investing, right? The problem is, you have no idea where to invest your cash and the sheer number of possibilities is overwhelming. If you want to earn extra bucks, which do not disappear, you need to invest it right. Well, here is a list of the best 4 sectors where investing could really help you raise your bank balance in future:

1- The Stock Market

While stock trading is one of the most basic advice regarding investment but sure it is a valuable one. There are two types of people; the first ones don’t trust the financial markets and choose to sit on the sidelines altogether. Then there are people who think the stock market is so overvalued right now that jumping in would be similar to playing with fire. But, here’s the thing: Invest small sums of money over time using a method called “dollar cost averaging.”This requires us to trickle our money for a certain period. From 12 months to 18 months, it could even go to five years.

According to this method, you buy fewer shares when the market is high, and when the market is low you buy more shares, which means less risk. Obviously, it’s easy to see why this would be beneficial.

2- Real Estate

 

In addition to the stock market, real estate is also a wonderful option. It is not necessary to invest in physical real estate always. After all, not everyone is destined to be a landlord. There are plenty of ways to invest in real estate without dealing with a physical property and real estate notes is one of the options. Obviously, this is risky. You have to have a lot of trust to invest in real estate notes offered by an individual, but this is an interesting way of investing money without having to be a landlord or dealing with tenants.

3- Peer to Peer Lending

 

A pretty decent way of investment is to invest your excess cash in peer to peer lending. Through this way, you are able to loan money to individuals in small increments as if you were the bank. The best part is, you get to earn a pretty decent rate of return, which is usually up to 6% or more.

So, these are the 3 sectors where you can invest your money and earn a pretty decent amount as well.

 


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